We may be new, but we’re proven to the core. That’s because we’re built on innovative leadership backed by solid industry know-how. Our three founders are visionary men, passionate about the need to “fix the healthcare system” by helping to create a totally new solution. They each bring a wealth of experience to CoOportunity Health, including expertise in health insurance, collaborative business models and finance.

David Lyons
David Lyons
Founding Director & Chief Executive Officer

David Lyons is a Founding Director and Chief Executive Officer of CoOportunity Health. Throughout his career, Dave has been a passionate advocate for the power of public-private partnerships and is recognized for his ability to foster collaboration.

Stephen Ringlee
Stephen Ringlee
Founding Director & Chief Financial Officer

Stephen Ringlee is a Founding Director and Chief Financial Officer of CoOportunity Health. Steve has more than 30 years of senior financial experience, 20 years of entrepreneurship, venture investing and board leadership.

Cliff Gold
Cliff Gold
Founding Director & Chief Operating Officer

Cliff Gold is a Founding Director and Chief Operating Officer of CoOportunity Health. He is recognized as an experienced strategist in the Midwest health insurance field and is a longtime advocate for true nonprofit healthcare.


Recognized Experts

Our employees average at least 25 years of healthcare or health insurance experience. And we’re ALL passionate about changing health insurance for the better.

Leadership Team

Did we mention how many average years of experience our leadership team has? We work smart, we work quickly, we work efficiently, because we know what we’re doing. And all of that combined expertise means our members benefit.

Board of Directors

CoOportunity Health: a nonprofit health insurance provider built by members for members … where everyone has a say. Our CO-OP members will form a majority of the Board of Directors, which means the people making decisions are just like you. The initial Board began with the three founders and has grown into a Transitional Board with the addition of a new member — Dr. Harris A. Frankel — in early 2013.

Harris Frankel
Harris A. Frankel, M.D.

Dr. Harris L. Frankel, a native of Omaha, Neb., is a specialist and medical director at the University of Nebraska Medical Center (UNMC). After nearly 21 years in private practice, Harris joined the Department of Neurological Sciences at UNMC where he is an active staff member and serves as medical director for the UNMC-Physicians Clinical Neurosciences Center. Harris currently serves as President of the Nebraska Health Information Initiative (NeHII), a public-private collaborative leading the effort to create a secure, online, Web-based health information exchange (HIE) to serve the state of Nebraska. He is board-certified in the specialty of neurology by the American Board of Psychiatry and Neurology. Harris is a graduate of the University of Nebraska College of Medicine.