Company Information

Iowans and Nebraskans are very familiar with the cooperative concept. It’s a group of like-minded people who come together and believe in self-help, self-responsibility, democracy, equality, equity and solidarity for its members. In turn, members can expect to be dealt with honestly, openly and with care. CoOportunity Health is all of that as a Consumer Operated and Oriented Plan (CO-OP) … but we’re also different. Here are five reasons why we’re different.

1. We’re a CO-OP

That stands for Consumer Operated and Oriented Plan.

• Health insurance you don’t just buy — you join
• Member-owned, member-powered, member-governed: each member has a voice, a vote and access to information
• A community working together to shape a new healthcare experience

2. We’re a true nonprofit

The only nonprofit health insurance CO-OP in Iowa and Nebraska.

• Quite frankly, we’re about people — not profits
• We exist to create maximum value for our members — not shareholders, investors or senior executives
• Any savings are returned to member to lower premiums, improve benefits, enhance the quality of care and contribute to coverage stability

3. We’re nothing like the status quo

CO-OPs offer inventive, alternative choices for consumers.

• We believe success is built through strong, collaborative relationships among purchasers, providers of care and payers
• We offer inventive health plan solutions that provide options for network choice with high-quality care providers
• All we do is health insurance

4. We’re all about supportive, engaging experiences

Serving our CO-OP members is our only business.

• We work to provide caring compassionate help in every member interaction
• Member service experts provide personalized, enthusiastic support and are dedicated to achieving first-call resolution
• Our healthcare professionals provide empathetic guidance for members participating in health management programs designed to support a lifetime of better health

5. We’re stronger together

Collaboration with members, providers and purchasers is core to CO-OP goals.

• Members can do their part by committing to healthier lifestyles and active engagement with the CO-OP
• We’ll do our part by:
  • inventive, consumer-focused health plan options with benefits that reinforce the importance of preventive care through a medical home
  • providing experts and education to help members manage their health and their health insurance
  • fostering a culture of commitment to personal accountability toward each member’s health with rewards for healthy choices and active engagem